Finding affordable housing has become a formidable challenge for many Asheville residents. However, housing vouchers can bring rent down to a manageable amount.
In the latest edition of Xpress’ WTF feature – short for “Want the Facts?” – we explore the application process and eligibility requirements for housing vouchers and other forms of housing assistance.
What are housing vouchers?
The Housing Choice Voucher Program, commonly known as Section 8, is a federally funded program intended to help low-income individuals and families afford safe, comfortable and affordable housing. In Asheville, the program is administered by the Housing Authority of the City of Asheville. There are two types of voucher assistance: project-based vouchers and tenant-based vouchers. In short, that means people can choose to live in subsidized housing, using the project-based voucher, or use the tenant voucher toward rent for an individual apartment or house that meets program requirements.
Project-based vouchers cap rent and utilities at 30% of a tenant’s income if it is under a certain amount. Any rent portion not covered is paid for by the program. With tenant-based vouchers, families earning less than half of the area median income can rent in the private market. Like the project-based vouchers, rent and utilities are capped at 30%-40% of their incomes.
Eligibility
Eligibility for a housing voucher is determined by the Housing Authority, based on the total annual gross income and family size. Aid is limited to U.S. citizens and those with eligible immigration status. By law, the Housing Authority must provide 75% of its voucher to applicants whose incomes are less than 30% of the area median income.
In the Asheville area, the median income for a family of four is $42,500 a year, and for individuals it is less than $29,750 yearly.
How to apply for a housing voucher
Upon approval, the applicant will be issued a housing voucher. This voucher can be used to rent a suitable unit in the private market or to live in a subsidized unit, depending on the type of assistance granted.
Other housing resources
Emergency funds are available for families through Eblen Charities, a local nonprofit. It provides emergency assistance to families who are in financial crisis due to unusual circumstances. Depending on eligibility, Eblen may help pay past-due power, gas, water, rent or mortgage bills. Additionally, Elben will help cover rent deposits for those who are currently homeless or deposits for those living in a home without electricity. The programs are for those with a child in the home under age 18. More information and the application can be found at avl.mx/d2u.
Buncombe County also has a grant program for outstanding tax, mortgage or insurance bills. To be eligible, residents must have owned their primary residence for at least five years, earn less than 80% of the area median income and not have more than $60,000 in reserve. For more information, contact the Buncombe County Health and Human Services at 828-250-5500.
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Chase Davis is an Asheville-based reporter working for Mountain Xpress. He was born and raised in Georgia and holds a Bachelor's degree in Political Science from LaGrange College. Follow me @ChaseDavis0913
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After you get the vouchers the problems really become bad then because landlords think most people who get them are trash!! I was actually told that by a landlord to my face so it took me two years voucher in hand to finally find a landlord kind enough in Asheville to accept it! Their ads say section 8 approved but when you call the discriminate against you!!
This isn’t the first time I’ve heard this and I’m sure others can say the same and there needs to be an investigation against the discrimination part !!
